You may be owed thousands after foreclosure.
When a property sells at a tax sale or mortgage foreclosure for more than the debt owed, surplus money may be left over. We help former owners identify and recover those excess funds — with no upfront cost.
Leftover money after a foreclosure sale may belong to the former owner.
After a tax sale or mortgage foreclosure, the sale proceeds can exceed the taxes, mortgage balance, liens, and fees owed. The leftover balance is commonly called excess funds, surplus funds, overage, or surplus proceeds.
Tax Sale Surplus
If a property sells for more than the delinquent taxes, fees, and costs, the difference may be held by the county for the rightful claimant.
Mortgage Foreclosure Surplus
If a foreclosure auction pays the lender and costs in full and money remains, the former owner or heirs may have a claim.
Legal Filing Required
Funds are not always released automatically. Claims often require petitions, documentation, court filings, and deadline management.
State surplus fund laws protect the right to recover what is yours.
Rules vary by state and by foreclosure type.
O.C.G.A. § 48-4-5 — Disposition of Excess Funds
If excess funds remain after taxes, costs, and claims are paid, the former owner has a right to the excess funds.
O.C.G.A. § 44-14-161 — Mortgage Foreclosure Surplus
When property sold under a power of sale produces more than the debt, the surplus is owed to the mortgagor, heirs, or assigns.
Ohio Surplus Proceeds Claims
Surplus balances may be held by the clerk, sheriff, or treasurer. Former owners may need to petition the court before statutory deadlines expire.
New Jersey Superior Court Trust Fund
Surplus from sheriff's sales may be deposited with the court and released only after a proper motion and court order.
We navigate the recovery process so you do not have to.
Free Research
Submit the foreclosed property address and basic details. We research county and court records to see if surplus funds may exist.
Legal Team Files
If the claim appears viable, the legal team prepares filings, gathers documents, handles deadlines, and addresses competing claims.
You Get Paid
When funds are released, you receive your recovery. No upfront cost — fees are paid only from successful recoveries.
Start Your Recovery Claim
Submit your property for free research. This is the Client Signup form — we will review and follow up by email with next steps.
Frequently asked questions
Submit the property details via the Client Signup form. The team researches county and court records to identify whether surplus funds may exist.
There is no upfront cost. Compensation is typically contingency-based and only paid from successful recoveries, based on a written agreement.
Yes. Deadlines vary by state, county, and sale type. Acting quickly helps protect your claim.
Co-owners, heirs, estates, and assignees may still have claim options. Documentation determines who is eligible.